When you sign up for a new Value Checking account with
Hawaii National Bank, you start earning great rewards.

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Value Checking Perks

  • Gas Rebates

    Send in your gas receipts, up to $100 every quarter, and we’ll give you 10% back. That’s up to $40 in cash back every year — savings you can take straight to the pump.

  • Monthly Music Downloads

    Gain access to an exclusive discount music club to download your favorite songs at 15% below retail price. Automatically earn 36 downloads per year, plus receive $5 off any entertainment ticket purchase, including sporting events and concerts.

  • ATM Fee Rebates

    Use any bank’s ATM worldwide with no fee hassles or worries. We’ll waive up to $15 of your ATM fees per statement cycle.

  • Triple Credit Bureau Reports

    Receive up-to-date credit reports and credit scores from all three major credit reporting agencies — Experian, Equifax and TransUnion. Combined, your credit report and credit score provide a valuable picture of your overall credit standing.

    Having trouble understanding your credit history? Help is just a phone call away. Receiving your credit report is good, but understanding it is essential. Our Credit Information Hotline provides toll-free support to answer your questions.

  • Extended Warranty & Purchase Protection

    Two benefits in one: Most new personal items you buy through Value Checking — gifts included — will be automatically protected from theft, loss or damage for the first 90 days. No registration is necessary.

    Slash your repair bills: Warranties on almost any new item you buy through Value Checking will be automatically extended up to an additional year. Some restrictions apply.

  • Ten Free Online Bill Pay

    Online Bill Pay does away with the hassle of paying bills. In just a few clicks, decide who to pay, when to pay them, and how much to pay. Then, Hawaii National Bank’s Online Bill Pay feature takes care of the rest.

  • Online Banking

    Online Banking is like having a personalized bank branch at home, at the office or anywhere you need secure access to your banking information. Anytime of the day or night, transfer money between accounts, check your account balance, or see what transactions have been posted to your account.

  • Visa Debit Card

    With Value Checking Visa debit cards, pay directly from your checking account from nearly anywhere in the world.

  • Estatements

    Go green. Sign up to receive eStatements, and instead of waiting for your paper statement to arrive, securely download it using Hawaii National Bank’s Online Banking feature, and print out as needed.

  • Mobile Banking

    Hawaii National Bank’s mobile banking utilizes SSL (secure sockets layer) encryption for secure banking, and its Web-based functionality allows you to easily bank from your mobile device or map out the bank’s ATM and branch network on Oahu, Maui and Hawaii.

  • Everywhere Cash Savings

    Saving at your favorite retailers has never been easier; simply go online and click or print your way to savings. Earn cash back when shopping online, and the savings are automatically refunded to your monthly statement. Or, select from a variety of coupons to print and use in-store. Choose from recreation savings, dining specials, auto and home services, and more.

  • ...and More

    • Unlimited Check Writing
    • Overdraft Protection
    • Automatic Transfers
    • $100 minimum deposit to open account
    • FDIC Insured
    • Monthly service fee of $5.00 is waived when all requirements are met2

1 Finance charges will be applied to the outstanding overdraft balance. See Personal Checking page on current website for usage. Click Learn More under Personal Checking column.

2 You must meet the minimum account requirements each statement cycle to receive these additional benefits.

Account Requirements

To qualify for Foreign ATM Rebates, the waived $5.00 monthly service fee, and 10 Free Online Bill Pay Payments, just follow theses simple requirements each statement cycle:

Even if you don’t meet the requirements each statement cycle, you still have a full-featured checking account with many rewards. And you have the chance to meet the requirements every month. Qualifications begin and end one day before the last day of each monthly statement cycle.

*Only debit card purchases requiring your signature qualify for the account. Debit card and ATM transactions using your PIN do not qualify. Each transaction has a $1.00 minimum amount.

Call 528-7711 or visit any
of our branches or more information.